When it comes to purchasing a multi-unit property, financing can be a significant hurdle for many potential investors. However, with FHA financing, acquiring a 2-4 unit building becomes a more attainable dream. One of the key components to ensure you get the most out of your FHA loan is understanding the role of a feasibility […]

When it comes to estate planning and safeguarding your most cherished assets, Lady Bird Deeds, also known as Enhanced Life Estate Deeds, stand out as a powerful tool. As a seasoned mortgage broker, I understand the importance of comprehensive financial planning. In this blog post, we’ll delve into what Lady Bird Deeds are, their remarkable […]

In today’s digital age, personal data has become a valuable commodity. It’s not just your online behavior or social media activity that’s being tracked; even your financial history is up for sale. One concerning aspect of this practice is the sale of trigger leads by credit repositories, a practice that can have significant implications for […]

If you’re in the market to buy a home, you may be wondering what type of mortgage loan is best for you. One option to consider is a USDA loan. In this blog post, we’ll explore what USDA loans are, the benefits of using them, and who qualifies for them. What Are USDA Loans? USDA […]

As parents, we always want what’s best for our children, including preparing them for a successful and independent future. One innovative way to teach financial responsibility and help them get a head start in their adult life is by charging them rent during their time living at home after the age of 18. This practice […]

Introduction: When it comes to renting out properties, landlords often face the dilemma of whether to furnish their rental units or leave them empty. While both options have their merits, furnishing a rental property can offer several significant advantages that go beyond mere aesthetics. In this blog post, we will explore the compelling reasons why […]

Investing in real estate has long been considered a solid way to diversify one’s portfolio and generate stable income. However, the challenges of property management, large capital requirements, and limited liquidity have deterred many potential investors. This is where Real Estate Investment Trusts (REITs) come into play. In this blog post, we will explore what […]

If you’re a veteran, active-duty military member, or a surviving spouse of a veteran, you might have heard about VA loans. VA loans are a type of home loan guaranteed by the United States Department of Veterans Affairs. In this blog post, we’ll discuss what VA loans are, who qualifies for them, and the benefits […]

Are you in the market for a new home, but struggling to come up with the funds for a large down payment? If so, you may be interested in learning more about FHA loans. What are FHA loans? FHA (Federal Housing Administration) loans are government-backed mortgages that are designed to help make homeownership more accessible […]

In the world of lending, there are many types of loans available for borrowers. One of these is the non-QM loan. This type of loan is becoming increasingly popular in the lending industry, especially for borrowers who do not meet the criteria for a traditional mortgage. What is a Non-QM Loan? A Non-QM (Non-Qualified Mortgage) […]