The events of the last year have forced fitness facilities to take a new approach in how they operate. Places like Charlotte-area YMCA’s took a major hit amid the pandemic, as branches struggled to adapt and stay profitable during the height of the lockdowns. To help make sure local YMCA’s in the Charlotte area are […]

Homeownership is one way to grow your wealth. Most of the time property values tend to rise while you pay off the mortgage. When you pay off the principal on your home and the value rises, you gain equity in your home. This is the monetary value between the amount you owe and the possible […]

Charlotte’s coffee community perked up when the news came out Not Just Coffee and Undercurrent Coffee are combining forces to create a new specialty coffee roastery and cafe. The two prolific local businesses have partnered together with the newly formed Night Swim Coffee. The flagship roastery and cafe will be in the rapidly developing Lower […]

Buying an as-is home comes with some unique advantages. However, you’ll want to take some steps to ensure that you’re protected once you move in. What Does “Sold As-Is” Mean? A seller lists a home for sale as-is when they don’t plan to perform any repairs before the closing. When you buy such a home, […]

Does Shopping Around for a Mortgage Preapproval Hurt Your Credit Rating? For serious home shoppers, especially in competitive housing markets, it isn’t enough to be prequalified. You also need to be preapproved for a loan amount equal to or greater than the price of the home you’re considering (minus the down payment).  That said, stringent […]

Mortgage rates are nearing historic lows again in the United States, making it an ideal time to buy a home – or refinance. This is the opposite of the steadily upward movement of rates that experts forecast for 2019. Average rates are around 3.82% nationally for 30-year-fixed mortgages, after peaking near 5% in November. When […]