As the year winds down, many people focus on holiday celebrations and New Year’s resolutions. But for savvy homebuyers, the final weeks of 2024 offer a unique opportunity to score big on financial savings. Closing on a home before December 31 can provide valuable tax benefits that could put more money back in your pocket. […]

Applying for a mortgage is a big step, and if you’re like most borrowers, you want to ensure your application process is as smooth and successful as possible. One way to make this happen is by opting out of pre-screened credit offers. Opting out through OptOutPrescreen can improve your financial profile, protect your credit, and […]

**The Benefits of Using OptOutPrescreen: Protect Your Credit from Spam Solicitations** In today’s world, managing personal data is essential to protecting your credit, especially as unsolicited offers for credit cards and loans increase. Here at Leverage Lending Group, a 5-star rated mortgage broker, we understand that safeguarding your financial information is just as important as […]

With every election season, there’s a noticeable shift in various sectors of the economy – and the housing market is no exception. As a local 5-star mortgage broker here at Leverage Lending Group, we often get questions about how elections affect home buying, mortgage rates, and housing demand. Let’s take a closer look at how […]

As a homeowner, you may wonder if renovating your home is the key to increasing its value, especially if you’re thinking about selling or refinancing. While home improvements can boost value, not all renovations are created equal. Whether you’re staying put or planning to sell, it’s important to know which upgrades are worth the investment […]

Refinancing your mortgage can be a game-changer, especially when done at the right time. At Leverage Lending Group, a local Charlotte-based mortgage company, we’ve helped countless homeowners strategically refinance for a variety of reasons. Whether you’re considering a rate and term refinance to lower your interest rate or a cash-out refinance to consolidate debt or […]

If you’re considering purchasing an investment property, you’ve probably heard about using an LLC (Limited Liability Company) to close your loan. While some may think of this as just another layer of complexity, closing your investment property loan in an LLC can offer a number of advantages. Here’s why this strategy is worth considering. ### […]

In today’s digital age, data breaches are becoming increasingly common, putting your personal information at risk. A recent breach has surfaced, potentially exposing sensitive data, including Social Security numbers, to the dark web. This exposure could lead to identity theft, financial fraud, and other serious consequences. It’s crucial to take immediate steps to protect yourself. […]

When navigating the home-buying process, one of the most important decisions you’ll face as a buyer is how to structure your mortgage. Among the various choices, whether to pay for mortgage points or opt for a no-points mortgage is a critical decision that can significantly impact your financial future. At Leverage Lending Group, a trusted […]

At Leverage Lending Group, we understand the excitement of finding your dream home and the stress that can come with selling your current one. In today’s competitive real estate market, making a non-contingent offer can make all the difference. That’s where a bridge loan comes in. **What is a Bridge Loan?** A bridge loan is […]